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Coming Soon
| Material | Cost/sq ft | Hail | Wind | UV | Lifespan |
|---|---|---|---|---|---|
| Asphalt 3-tab | $3.50–$5.50 | 15–20 yr | |||
| Asphalt Architectural | $4.50–$7.50 | 20–30 yr | |||
| Asphalt Class 4 (Impact-Resistant) | $6.50–$10.50 | 25–30 yr | |||
| Metal — Corrugated Steel | $7.00–$12.00 | 30–45 yr | |||
| Metal — Standing-Seam | $10.00–$16.00 | 40–50+ yr | |||
| Concrete Tile | $10.00–$18.00 | 40–50+ yr | |||
| Clay Tile | $15.00–$30.00 | 50+ yr | |||
| Wood Shake | $8.00–$14.00 | 20–30 yr |
Architectural — sometimes called "dimensional" — shingles are the most common roof in Oklahoma City for good reason: solid cost-to-lifespan balance, broad contractor familiarity, decent storm performance, and easy insurance handling. The weakness is hail: significant hail events routinely produce claim-qualifying damage on standard architectural roofs. Most OKC homeowners on a budget end up replacing one of these every 15–20 years.
The most practical hail upgrade for the OKC market. Costs 15–30% more than architectural shingles but qualifies for a 10–25% insurance premium discount in most Oklahoma policies. The math typically breaks even at year 10–15 even before factoring in the reduced likelihood of claim filings. Read the full Class 4 guide.
Becoming more popular in OKC, especially on acreage homes and properties where the homeowner plans to stay 15+ years. Excellent against hail, wind, and UV. The upfront cost is meaningful — typically 1.5–2x a comparable Class 4 asphalt roof — but the 40+ year lifespan and minimal maintenance change the long-term math significantly. The aesthetic is more polarizing: some buyers love it, others prefer traditional asphalt.
Cheaper than standing-seam (typically $7–$12/sq ft installed) and a step up from premium asphalt in hail and wind performance. The visible fasteners aren't as clean as standing-seam, and the fasteners themselves are a long-term weak point that may need replacement at 15–20 years. Best fit for rural/acreage OKC homes where premium aesthetics aren't the priority.
Aesthetically distinctive and historically common in older neighborhoods, but increasingly avoided. Two strikes: fire risk in dry-summer OKC conditions, and significantly higher insurance premiums or outright coverage refusals from many carriers. Where wood shake exists on older OKC homes, most replacements convert to a different material rather than re-installing in kind.
Clay tile weighs roughly 4x what an asphalt roof weighs. Most OKC homes weren't framed for that load. Installing clay tile on a non-reinforced home typically requires structural engineering review and potential framing upgrades — adding $3,000–$10,000+ before the tile itself. The aesthetic case for clay tile in OKC is also weaker than in regions where tile is regionally appropriate (Southwest, parts of Florida).
The original "basic" asphalt shingle. Cheap upfront but increasingly poor value: shorter lifespan, weaker hail resistance, and the cost savings vs architectural shingles are usually under $2,000 on a typical OKC roof. Almost every reputable OKC roofer has stopped recommending 3-tab as a new installation. Where you'll still encounter it: very budget-driven replacements and some insurance-funded scopes on small claims.
If you plan to stay 5–10 years and are budget-driven: standard architectural asphalt. Plan for one storm-related replacement during your ownership.
If you plan to stay 5+ years and can afford the upgrade: Class 4 impact-resistant asphalt. Insurance discount + reduced claim likelihood justifies the premium.
If you plan to stay 15+ years and want minimum future replacements: standing-seam metal. Higher upfront cost amortized over 40+ years.
If you're on rural acreage and aesthetics aren't priority: corrugated metal. Good value, strong storm performance.
If you own a historic home with original wood shake or tile: consult a roofer experienced with the specific transition. Replacement-in-kind is often more expensive than converting to a modern material.
RoofQuoteHQ matches OKC homeowners with one vetted local roofer per project. Quotes include the material options that fit your situation.
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